CONCEIVE, GROW & INTEGRATE INNOVATIVE B2B2C TECH-POWERED CONSUMER FINANCE ENTITIES

NewOak Finance, Inc. 3 Columbus Circle, 15th Floor, New York, NY 10019 US

SERVING BUSINESSES BY FINANCING CUSTOMERS AND EMPLOYEES

integrated FINANCE COMPANY POWERED BY SMART TECHNOLogy

Support businesses servicing customers & employees by providing affordable and easily accessible:

- Point of Sale Revolving Credit

- Advances on Earned Wages

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leveraging NewOAK ASSET MANAGEMENT capabilities

NewOak Finance specializes in developing tech-powered financing solutions and provides investors access to largely untapped opportunities in e-commerce and private label point-of-sale lending as well as advancing funds on already earned wages.

NewOak Finance leverages NewOak Asset Management LLC ("NAM", a registered investment adviser with SEC) capabilities in credit underwriting, asset management and capital markets access.

NAM was founded and steered by structured finance, private credit, and alternative asset management veteran Dr. Ron D'Vari, the firm applies proprietary sourcing, credit underwriting and due diligence expertise to architect and execute uncorrelated absolute return strategies. NAM's private funds are uniquely positioned to deliver stable yields anchored by in-depth analysis of collateral and borrowers.

newoak finance subsidiaries

E-COMMERCE REVOLVING CREDIT

Financial, Risk, ad Data Science Technology

ADVANCE PAYMENTS ON EARNED WAGES

Financial, Risk, ad Data Science Technology

ADVANCE PAYMENTS ON EARNED WAGES

Financial, Risk, ad Data Science Technology

Team

Ron D'Vari, Founder & CEO

Rohit Kumar, CTO & FinPlusTech Co-founder

Matt Lewis, CFO & Director

Rohit Kumar, CTO & FinPlusTech Co-founder

Kishore Yalamanchili, MD, Senior Portfolio Manager

Tim Harris, CEO - FuturePay

Kishore Yalamanchili, MD, Senior Portfolio Manager

Mo Saeed, CEO and C-founder OrbisPay

Kishore Yalamanchili, MD, Senior Portfolio Manager

Mo Saeed, CEO and C-founder OrbisPay

Saud Ben Khudair, CSO, OrbisPay

Scott Arnold, MD & Board Director, FuturePay

Richard Kelly, MD, Legal & Compliance

Scott Arnold, MD & Board Director, FuturePay

Meri Sage, Director of Product Management, FuturePay

Koushik Boddireddy, Director, Risk and Financial Engineering

Meri Sage, Director of Product Management, FuturePay

Mohan Krishna Karki, Director of Engineering, Fin+Tech

Koushik Boddireddy, Director, Risk and Financial Engineering

Fahad Abbas , Product Design Manager, OrbisPay

Afzal H. Shah, Director, IT Security

Fahad Abbas , Product Design Manager, OrbisPay

Ariun Ishjamts, Director, Controller

Fahad Abbas , Product Design Manager, OrbisPay

Ariun Ishjamts, Director, Controller

Lily Li, Senior Accountant

Aaja Baruwal , Project Management, OrbisPay

Ariun Ishjamts, Director, Controller

Aaja Baruwal , Project Management, OrbisPay

Samreen Anwar, Project Management, OrbisPay

Aaja Baruwal , Project Management, OrbisPay