NewOak Finance
OrbisPay
On-demand access to earned wages — empowering employees to get paid when they need it, not just when payroll runs.
Overview
What Is OrbisPay?
OrbisPay is focused on providing employees with instant access to their earned wages through a mobile app and debit card. Employer-sponsored and interest-free, OrbisPay eliminates the financial stress of waiting for payday — giving workers the freedom to access what they've already earned, whenever they need it.
Employer Sponsored · Interest Free · Instant Access
Key Features
Employer-Sponsored Program
Seamlessly integrated with employer payroll systems — no cost or risk to employees, fully managed by the employer.
On-Demand Earned Wages
Employees access their already-earned wages instantly, any time of day, without waiting for the next pay cycle.
Easy Mobile App & Wallet
A clean, intuitive mobile app and digital wallet make requesting and managing earned wage advances effortless.
Direct Payroll Deduction
Advances are automatically deducted from the employee's next paycheck — no repayment hassle, no missed payments.
Interest Free
Zero interest charges. OrbisPay earns through reasonable, transparent transaction fees — never at the employee's expense.
Multiple Payout Options
Funds delivered via direct deposit, debit card, or electronic cash — employees choose what works best for them.
How It Works
Employer Enrolls
The employer integrates OrbisPay with their existing payroll system in a simple, guided onboarding process.
Employee Downloads App
Employees download the OrbisPay mobile app, verify their identity, and link their employer account.
Request Earned Wages
With a tap, employees request access to wages they've already earned — up to their available balance.
Instant Transfer
Funds are delivered instantly to the employee's debit card, bank account, or digital wallet.
Give Your Employees Financial Freedom
Join the employers already offering OrbisPay as a zero-cost financial wellness benefit.